Sergei 6e6b6b6c5f Fix chat and profile issues
- Terms of Service / Privacy Policy now open in browser
- Auto-select first beneficiary on chat load
- Allow typing while waiting for AI response
- Optimize AI response speed (removed pre-fetch)

🤖 Generated with [Claude Code](https://claude.com/claude-code)

Co-Authored-By: Claude <noreply@anthropic.com>
2025-12-24 17:59:09 -08:00
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2025-12-24 17:59:09 -08:00
2025-12-24 17:59:09 -08:00